Tuesday, September 1, 2009

A simple health care proposal

I would propose a simple health care plan. Make the health care plan available to federal employees open to all residents of the United States. Any premiums would be deductiable by the individual and if you cannot afford the plan, then the government would pay the premium. The employer would pay the government portion.

This is one plan available to federal government employees.

Plan: Blue Cross and Blue Shield standard family plan

Cost: $1,120.47 a month

Individuals share: $356.59 a month (up $42.12 from 2008)

Annual deductible: $300 per member or $600 per family

Routine physical: $20 for doctor, screening tests fully covered*

Well-baby care for the twins: fully covered*

*with preferred providers

A simpler and less expensive plan would be for the government to pay for all health care for everyone. The cost should be about $700 per month or $6,400 per year. This is in line with the cost of health care in Minneapolis. Doctors would be prohibited from earning any profit from business dealings with their clients, owning equipment used for treatment or interests in medical facilities. (This was the ethical standard of the AMA before the Supreme Court held that they were in violation of the Sherman Act).